Federal Service Transition Considerations

Your Future, Your Choice:
Making Informed Retirement Decisions

Whether you've accepted buyout or are considering early retirement ,
these four questions could shape your future.

The Federal Workspace in Transition

With ongoing changes in the federal workforce and increased uncertainty surrounding long term employment, many federal employees are considering whether to start their retirement sooner than planned. However, leaving federal service early requires that you think carefully about the lifestyle you want to have. That means assessing how realistic your prospects for early retirement are — without jeopardizing your financial future.

Before accelerating your retirement timeline, take a step back and ask yourself these important questions:
  • 01 How will you maintain health insurance coverage and other key benefits?
  • 02 What impact could early retirement have on your Social Security benefits?
  • 03 How could your existing retirement savings be affected?
  • 04 Can you truly afford to stop working now?

Federal Service Toolkit:

  • The Federal Considerations White Paper: Gain valuable insights from a renowned retirement specialist. Explore proven strategies and expert advice to enhance your retirement planning.
  • 4 Retirement Guides: Dive into in-depth retirement guides that cover essential topics, including financial strategies, lifestyle adjustments, and potential challenges you might face.
  • Sample Retirement Readiness Report: Get a glimpse into your own financial preparedness for retirement with this sample report.
federal-service-toolkit

Cory Chapman is an Investment Adviser Representative offering advisory services through EFC Wealth Management Firm, LLC, a California State Registered Investment Advisor. Insurance products and services are offered through EFC Insurance Agency, CA Ins. #0H87076, and EFC Wealth Group, Inc., CA Ins. #0B92957. EFC Wealth Management Firm, LLC is an independent financial services firm helping individuals create retirement strategies using a variety of investments and insurance products to custom suit their needs and objectives. All site content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication of future results. Opinions expressed herein are solely those of EFC Wealth Management Firm, LLC, and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. The information contained herein should in no way be construed or interpreted as a solicitation or offer to sell advisory services or insurance products to any residents of any State other than where legally permitted.

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