Making Retirement Planning Clearer, Personal and Purposeful
Cory J. Chapman is a retirement planning expert, Founder and Managing Partner of EFC Wealth Management, and an Investment Adviser Representative offering advisory services through EFC Wealth Management Firm, LLC.
Meet Cory J. Chapman
30 Years of Financial Services Excellence
With 30 years of experience in the financial-services industry, Cory has dedicated his career to helping individuals and families better understand retirement planning, manage important financial decisions and prepare for the future they envision.
His approach is based on a simple belief: people should understand their retirement strategy, why it has been recommended and how it connects with their personal goals and circumstances.
Focused on the Complete Retirement Picture
Throughout his career, Cory has developed experience across retirement planning, investment management, income planning, insurance, mortgages, real estate and estate-planning coordination.
This broad perspective helps him consider how different financial decisions may influence one another. Investments, retirement income, taxes, healthcare and legacy priorities should not always be viewed as separate concerns.
Cory founded EFC Wealth Management to help clients bring these areas together within a more coordinated retirement strategy. His objective is to help people make informed decisions while understanding the potential benefits, costs, risks and limitations involved.
Making Financial Decisions Easier to Understand
Retirement planning can feel complicated because of unfamiliar terminology, changing regulations and the number of decisions involved.
Cory believes clients should be able to understand the core elements of their financial roadmap:
- What is being recommended
- Why it may be appropriate
- What fees and expenses may apply
- What risks and limitations are involved
- How the strategy supports their retirement objectives
This commitment to clear communication guides Cory’s work with both clients and the EFC team.
Author, Speaker and Financial Educator
Financial education has remained an important part of Cory's professional journey. He is the author of The Retirement Game, which explores important retirement-planning concepts and questions individuals may want to discuss with their financial professionals.
Cory also shares educational information through seminars, workshops, webinars, financial articles, videos, speaking engagements and community programs.
His publications, speaking engagements and media appearances are educational and do not guarantee client outcomes or future investment results.
Creator of Code to Retirement™
Cory developed the Code to Retirement™ framework to help individuals understand five connected areas of their life:
Investments
Aligning portfolios with objectives, timelines and risk considerations.
Income Planning
Reviewing Social Security, pensions, retirement accounts and other potential income sources.
Tax-Aware Planning
Identifying considerations for discussion with qualified tax professionals.
Healthcare Planning
Preparing for Medicare, medical expenses and possible long-term care needs.
Legacy Planning
Connecting financial resources and beneficiary arrangements with family priorities.
Cory developed the Code to Retirement™ framework to help individuals understand five connected areas of their life:
Begin Your Retirement Conversation
Whether you are building wealth, approaching retirement or already retired, Cory and the EFC team can help you organize the questions and decisions ahead.